Over the past decade, the credit reporting timeframe has remained unchanged. This is due to the legislation passed that became the FCRA (Fair Credit Reporting Act). There have been slight modifications over the years but the nuts and bolts remain the same. Understanding the Credit Reporting Timeframe As you embark on any credit rebuilding journey,…
There are well over 20 different agencies that collect consumer financial information. LexisNexis is one of the big ones, and all consumers should look at their report. This report has so much information, it can be overwhelming. We will cover how to read this report in a future article. This article will cover how to…
Understanding your credit report is as important as ever!
