How To Check My Credit

Many consumers have never had to deal with financial difficulty until this most recent economic downturn, and many are asking daily how to check my credit. With a wealth of information out there, it has never been easier to check your credit online.

How to Check My Credit For Free

How to Obtain My Free Credit Report:

The fastest way to get my free credit report is by going to the website AnnualCreditReport.com. This website was set up in direct response to the FACT act, by the three major credit reporting agencies. On this website, you can follow step by step instructions on how to get your free report from each company. You will need to provide some sensitive information, so make sure you are logging in from a trusted internet source, as opposed to public WI-FI. Be advised, these companies are in the money making business, and they will try everything they can to get you to purchase additional services like credit monitoring. Don’t be fooled. Just stick to the guidelines set forth by the website and you can obtain a credit report free of charge!

How To Check My Credit If You Already Have Your Annual Reports

In addition to the annual free report, you may obtain a credit report as often as you’d like. Many websites, including all three agencies, will try to sell you varying degrees of reports and scores. Choose wisely and obtain a credit report!

You can also go to all three credit reporting agencies and file a dispute. If you don’t actually dispute anything, you can still check your report.

Once you understand how to check your credit report, you will be able to correctly take the needed steps to restore your good name.